The best and easiest way to avoid the high interest rates on your credit card to pay the balance each month. But for those of us who are already overwhelmed with debt, so that it seems almost impossible. Here are some tips on how to avoid high interest rates, even if making the point:
Paying the credit card account on time. This suggestion may seem obvious, but many do not offer payments consumer credit card on time and to find himselfAppeared to have a higher rate of interest and / or commissions. Payment by credit card when the lever is necessary to obtain a card with a lower rate in the future.
If you have three or four cards, you should close the accounts with the highest rates. But beware, the closure of an account credit card with a long history can negatively affect your credit score. If your card to pay with a long history simply restto escape credit card or pay the balance every month, not to be affected by high interest rates.
Make more than the minimum payment on the invoice. Paying more of the capital is the line of credit, you will pay for the card faster, and minimize exposure to high interest rates.
Shop around for the best price. At the opening of new credit accounts, make sure that the interest rate is so closeFirst time possible. Do not make the mistake of offering the application for the first credit card, access their mailbox. Take time to check all your settings the test on your own best interest. Often do not offer card offers receive by mail the best interest.
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