วันพุธที่ 30 ธันวาคม พ.ศ. 2552

Best Credit Cards

Certainly with the advent of plastic money that you are enjoying the power of various goods and services even before the payments to possess. But the question is here, u have fun on the credit or even pay more in the name of free credit? "They call it a privilege, but it's all a business, make money, if you're not smart enough with your credit card, you can end up with a system of routes to the banks. The following are some considerations you should Before you buy, and when you use a credit card.

Brand:
Your brand of credit card will decide on the acceptability of the paper across the world. Some of the best known brands are MasterCard, Visa, Visa Electron, American Express, Cirrus, Maestro, etc. Master and Visa credit cards most widely accepted payment brands. You should have a card with holograms on them or he would continue to seek ATMs and merchants that your credit card.

> Interest rates:
Review and compare interest rates is the first thing that needs to be done. E 'rarely, which should give the credit card offers as merchants discount fuel surcharge waiver, certificate, etc. usually have a higher interest rate. Customers are becoming increasingly taken away and only on interest rates lower Instead of awarding prizes and gifts. For example, collect and SBI, ICICI Bank will notParticipation fee and no annual fee, but interest rates up to 45.09% and 44.25% less. On the other hand, HDFC charges Rs 300 as annual membership fee and 700 as a charge in their silver paper, but has a low interest rate of 41.75%, both in the case of credit and cash advances.

Maximum Credit Free Period:
If you really want to enjoy the free ride, you should look for cards with the games mentioned above andwho provide more lengthening the time available. Most cards are 48 to 50 days the deadline.

Revolving credit facility and transfer equilibrium
It is not enough to have open lines of credit with time, but also the option of flexible repayment. So, just to stay even after the date is gone. In the case of credit cards with no extended credit facility you have to pay interest on the full amount from the date of the transaction, if you fail, yourTaxes on time, but in the case of revolving credit, you can pay fees of at least part (5% of the principle) and then pay interest only on the amount outstanding from the date of expiry. HSBC cards, as well as the possibility to pay your debts in EMIS defaults.

Friends Link : well airsoft

วันอังคารที่ 29 ธันวาคม พ.ศ. 2552

Top Low Interest Rate Credit Cards

When a balance at regular intervals, a low interest rate credit card can be a good investment. These cards usually not as many bells and whistles than others, but the lack of supply with a saving value. Rate low interest credit card, which lets you manage your balance without shelling out hundreds of dollars in interest charges. Let a look at three must be considered.

Capital OnePlatinum Prestige

Apply for this card, and receive a 0 percent introductory rate for the first twelve months will receive. Then set a normal rate of interest low, this data is recorded variable, so that it can change over time. However, you will find that it is much lower than what you pay for most cards, interest rates, which have at least double what you pay for the Capital One Platinum Prestige, tend to receiveOption.

Unlike many cards, high interest rates and fees when you have to lose even a single charge of payment, the Capital One Platinum Prestige assigned a function. If you miss about your credit limit or a payment once it is your April did not explode. You have a slip every year with this card. And there is no annual fee.

Citibank Diamond Preferred

If you need to maintain a balance on the card, the Citibank Diamond Preferred otherTo consider the options considered. With it you can set up a system that have made the payments on an automated basis. This way you are guaranteed to miss a payment, and you may even be able to pay the balance in a shorter period.

There is no annual fee and no charge for adding another card. You can choose to have their photo on the card, if you want. You will also receive various forms of transport and a range of security features. As an added bonus, the company will send a financial Relationship in which your card 's assets at the end of the year.

It should be noted that the low interest rate for the Citibank Diamond Preferred Card is given to those with excellent credit. If you are under that, you can still be approved for the card. However, you may have a slightly higher interest rate.

Blue from American Express

With Blue from American Express, you will receive both a > Low interest rates and the possibility of a program to participate. It begins with no annual fee and a 0 percent on purchases of April, the first twelve months. You can also also has an existing balance to a low rate. When you apply, you get a hint, if you already approved within 60 seconds.

Points are earned through the program can be converted into gift cards, travel services, and other elements. If you have a low> Interest rates and a rewards program, Blue from American Express might work for you. To get the best price, but you must have a strong credit score. Those who do not receive a major April with the paper.

No matter what your financial situation, if you run a balance more often than not planning to get a low interest rate credit card is a good choice. ItTo save money, you usually give their high cost. This makes it a valuable tool capable of providing a credit line from year to year.